Funding for your day-to-day logistics needs.
- Factor broker receivables to support cash flow while invoices are outstanding
- Add power units, trailers, or a yard expansion
- Cover fuel, driver pay, and broker-pay shortfalls during a slow week
- Cover fuel and payroll while keeping existing obligations affordable
- Acquire a smaller carrier or add new lanes ahead of contract awards
Financing options for your Canadian business.
Working capital is a common starting point where appropriate. Term loans may also be available, with each offer and schedule set by the lender.
Invoice Financing
Convert eligible broker invoices into working capital while waiting for payment, subject to lender review.
Learn more →Line of Credit
For the strongest business and credit profiles only. May be considered for slow weeks and operating costs, subject to lender review and offer terms.
Learn more →Term Loan
Tractor and trailer purchases, yard upgrades, or a defined working-capital need.
Learn more →Revenue-Based Financing
May be considered for carriers with strong revenue, subject to lender review.
Learn more →Start with the right information.
Working-capital applications are generally considered for Canadian businesses with at least six months in operation and at least $10,000 in monthly revenue. Approval depends on lender review, and additional documents may be requested.
What to prepare
- Recent business bank statements
- Existing financing obligations
- How you intend to use the funds
Three steps from application to lender decision.
Apply in minutes
Share your business details and connect your bank or upload recent statements.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Review the offer
If approved, review the lender’s schedule, costs, and conditions before you decide.
Canadian logistics financing: common questions.
Is factoring the same as a loan?+
No. Factoring is an advance against an invoice you've issued. You're not borrowing. You're cashing in receivables early. Pricing is per-invoice, not interest-based.
Do I have to factor every invoice?+
No. Most facilities are non-recourse spot or selective factoring: factor the brokers you want, on the loads you want.
I have existing financing. Can I apply?+
You can apply when the requested financing is affordable alongside existing obligations. Lenders review the full payment burden and may request additional documents.
How are equipment purchases financed?+
Tractors and trailers are commonly financed via a dedicated equipment facility or a term loan. Down payment, term, and rate vary by collateral type and your operating history.
What are the basic considerations?+
Most working-capital applications are considered after at least six months in business and at least $10,000 in monthly revenue, subject to lender review.
Other industries we fund.
Ready to fund your company's future?
Start your Canadian business funding application online. An advisor will review your needs and explain any available lender offers.