Funding for your day-to-day healthcare needs.
- Support a practice transition or carefully scoped expansion
- Finance imaging, dental chairs, lab equipment, or office buildout
- Bridge private and provincial insurance reimbursement cycle gaps
- Add a provider: recruiting bonus, signing incentive, and first-year payroll
- Fund practice expenses while keeping existing obligations affordable
Financing options for your Canadian business.
Working capital is a common starting point where appropriate. Term loans may also be available, with each offer and schedule set by the lender.
Term Loan
For equipment or working capital, subject to documentation and lender review.
Learn more →Line of Credit
For the strongest business and credit profiles only. May be considered to bridge AR while reimbursement cycles unfold, subject to lender review.
Learn more →Revenue-Based Financing
An option for practices with strong patient revenue, subject to lender review.
Learn more →Start with the right information.
Working-capital applications are generally considered for Canadian businesses with at least six months in operation and at least $10,000 in monthly revenue. Approval depends on lender review, and additional documents may be requested.
What to prepare
- Recent business bank statements
- Existing financing obligations
- How you intend to use the funds
Three steps from application to lender decision.
Apply in minutes
Share your business details and connect your bank or upload recent statements.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Review the offer
If approved, review the lender’s schedule, costs, and conditions before you decide.
Canadian healthcare financing: common questions.
What credit information is reviewed?+
Lenders review business cash flow, personal and business financial information, time in business, existing obligations, and the requested use. There is no single published credit cutoff.
Can I finance 100% of a practice acquisition?+
Lenders look at personal credit, business cash flow, time in business, and the use of funds when reviewing an application.
How long does financing take?+
Timing depends on the product, documentation, and lender. We prepare the package upfront so you can compare available options.
I have a thin balance sheet but strong revenue. Do I qualify?+
Possibly. Lenders consider practice revenue, provider productivity, personal information, and existing obligations together.
What about equipment financing?+
Imaging, chairs, lab equipment, and IT can be financed as a stand-alone equipment facility or rolled into a term loan, depending on size and use.
Other industries we fund.
Ready to fund your company's future?
Start your Canadian business funding application online. An advisor will review your needs and explain any available lender offers.