Funding for your day-to-day farming needs.
- Fund spring inputs: seed, fertilizer, fuel, and labour
- Bridge between planting and harvest with an operating line
- Finance equipment: tractors, combines, and sprayers
- Expand acreage, add storage, or buy adjacent land
- Diversify into value-add: processing, direct-to-consumer, agri-tourism
Financing options for your Canadian business.
Working capital is a common starting point where appropriate. Term loans may also be available, with each offer and schedule set by the lender.
Operating Line of Credit
May be considered for inputs and seasonal operating costs, with a lender-set repayment schedule.
Learn more →Term Loan
Equipment, land additions, or building infrastructure: fixed payments scheduled around your cash cycle.
Learn more →Invoice Financing
For commercial growers selling to distributors and processors, advance against open AR.
Learn more →Start with the right information.
Working-capital applications are generally considered for Canadian businesses with at least six months in operation and at least $10,000 in monthly revenue. Approval depends on lender review, and additional documents may be requested.
What to prepare
- Recent business bank statements
- Existing financing obligations
- How you intend to use the funds
Three steps from application to lender decision.
Apply in minutes
Share your business details and connect your bank or upload recent statements.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Review the offer
If approved, review the lender’s schedule, costs, and conditions before you decide.
Canadian farming financing: common questions.
Do you work with Canadian farms?+
We review Canadian farm and agribusiness applications based on cash flow, operating history, existing obligations, and the requested use.
Can repayment reflect seasonal cash flow?+
Some lenders consider seasonal revenue when setting terms. The repayment schedule depends on the product and the lender offer.
What about equipment financing?+
Tractors, combines, sprayers, and irrigation are commonly financed via term loans or dedicated equipment facilities, with options for new and used.
I have land but uneven cash flow. Can I qualify?+
Possibly. Lenders consider assets, cyclical revenue, existing obligations, and the requested use together.
Are there crop-specific products?+
Pricing and term can vary by commodity, but underwriting is largely cash-flow based. We match you to lenders with experience in your specific operation type.
Other industries we fund.
Ready to fund your company's future?
Start your Canadian business funding application online. An advisor will review your needs and explain any available lender offers.