Explore Canadian growth capital while keeping your equity in view.
Specialized financing may be available for Canadian high-growth businesses. Structure, size, pricing, security, and any equity-related terms depend on lender availability and assessment.
Growth capital structured around your business, never your cap table.
For eligible high-growth businesses, specialized capital may provide runway without selling shares. Available structures and lender appetite vary.
A specialist can help you understand the indicative structure, pricing, covenants, security, and any equity-related terms before you proceed.
Funding tailored to your business needs
Our non-dilutive capital offers rapid, transparent financing to fuel your strategic goals.
Consider non-dilutive structures
Some financing structures do not require selling shares, but any warrants or equity-related terms must be reviewed in the lender’s written offer.
Specialized structures
Term, revenue-based, asset-based, or hybrid structures may be available depending on lender appetite and your business assessment.
Built around your business model
Lenders may consider recurring revenue, growth, churn, unit economics, assets, and financial statements as part of their assessment.
Specialist guidance
A specialist can help explain available structures and the information a lender needs to assess your request.
A transparent approach to business funding
Your Thrivewell advisor helps you review available funding options. Lender terms, costs, security, and timing are confirmed in the written offer.
Initial conversation with a senior advisor
A 30-minute call to scope structure, size, and timing. No application yet. We want to understand the goal before requesting data.
Start ApplicationQuick data-room review
Share the financial and operating information requested for assessment, which may include revenue, financial statements, and customer or asset data.
See your offersIndicative term sheet
If a lender is interested, review any indicative terms, including structure, pricing, covenants, security, and conditions. They are subject to final approval.
Talk to an advisorComplete lender closing
Closing and funding timing depend on the lender, diligence, documentation, and conditions in the final agreement.
Get fundedNon-Dilutive Capital
FAQs
Quick answers on rates, structure, and timing. Still have a question? Talk to a specialist.
- Venture debt is one possible form of specialized financing. Other structures may be available depending on lender appetite and assessment; each has its own terms.
- Eligibility varies by lender and structure. Lenders may consider trading history, revenue, growth, cash flow, assets, and documentation.
- Pricing depends on structure, business risk, lender cost, security, and other terms. Review the complete written offer rather than relying on an illustrative rate.
- Some structures may include warrants or other equity-related terms, while others may not. Review the lender’s written offer and ask questions before accepting.
- Timing depends on the structure, lender, diligence, documentation, and approval conditions. A specialist can explain the expected process for your request.
Is non-dilutive capital the same as venture debt?+
What size businesses qualify?+
How is pricing determined?+
Are there warrants or equity kickers?+
How quickly can we close?+
Ready to fund your company's future?
Start your Canadian business funding application online. An advisor will review your needs and explain any available lender offers.