Solutions

Business financing for Canadian companies.

Start with working capital or a term loan for your business needs. Lines of credit are reserved for the strongest profiles. Other structures depend on lender availability and your financials.

Compare

At-a-glance product comparison.

Compare how each structure works. Available amounts, funding timelines, fees, security requirements and payment schedules are set out in the lender's offer.

Term LoanLOCRBFNon-DilutiveInvoice
StructureLump-sum loanRevolving creditRevenue-based working capitalFinancing without selling equityFunding against eligible receivables
Lender reviewRevenue, credit and affordabilityStrongest business and credit profilesBank activity and existing obligationsBusiness financials and lender availabilityInvoices, customers and lender availability
RepaymentSchedule in the loan agreementDraw terms, interest and fees varyFixed daily or weekly payments may applyDeal-specific termsCollection and recourse terms vary
Common useEquipment and expansionRecurring cash-flow gapsInventory and operating expensesBusiness growthB2B receivables

Ready to fund your company's future?

Start your Canadian business funding application online. An advisor will review your needs and explain any available lender offers.