Funding for your day-to-day food trucks needs.
- Buy or upfit a truck: new build, retrofit, or wrap
- Add a second or third truck to expand routes or event coverage
- Upgrade the cookline, refrigeration, or generator
- Bridge the off-season without burning through summer reserves
- Open a brick-and-mortar concept alongside the mobile operation
Financing options for your Canadian business.
Working capital is a common starting point where appropriate. Term loans may also be available, with each offer and schedule set by the lender.
Term Loan
Truck purchases and upfits, with a lender-set payment schedule.
Learn more →Revenue-Based Financing
An option for seasonal operators, with repayment terms set by the lender offer.
Learn more →Line of Credit
For the strongest business and credit profiles only. May be considered for off-season repairs, festival deposits, and event-driven inventory pushes.
Learn more →Invoice Financing
Catering and event-contract operators, advance against approved invoices.
Learn more →Start with the right information.
Working-capital applications are generally considered for Canadian businesses with at least six months in operation and at least $10,000 in monthly revenue. Approval depends on lender review, and additional documents may be requested.
What to prepare
- Recent business bank statements
- Existing financing obligations
- How you intend to use the funds
Three steps from application to lender decision.
Apply in minutes
Share your business details and connect your bank or upload recent statements.
Compare real offers
See every product your business qualifies for side-by-side. No estimates, no bait pricing.
Review the offer
If approved, review the lender’s schedule, costs, and conditions before you decide.
Canadian food trucks financing: common questions.
Can I finance a brand-new truck build?+
Yes. New builds, retrofits of existing chassis, and wraps are all financeable. Term loan or equipment facility, depending on size and use.
I'm seasonal. How does that work?+
Seasonal revenue can be considered during lender review. Payment timing depends on the product and the lender offer.
Do I need a brick-and-mortar location to qualify?+
No. Mobile-only operators qualify based on revenue, deposits history, and operating tenure. A brick-and-mortar adjunct can help but isn't required.
Can I finance a catering arm of the business?+
Yes. Catering AR can be advanced through invoice financing, and catering buildouts (kitchens, equipment) qualify for term loans.
What's the minimum operating history?+
Most working-capital applications are considered after at least six months in business and at least $10,000 in monthly revenue, subject to lender review.
Other industries we fund.
Ready to fund your company's future?
Start your Canadian business funding application online. An advisor will review your needs and explain any available lender offers.